Illustrative imageThis calculator lays out a Chencharu Central Residences purchase on the progressive payment scheme: the loan-to-value tier and the downpayment, the stamp duty for the buyer’s profile, and the instalment at each stage as the bank releases the loan with construction, following the payment scheme. The price field starts at $1,500,000 as an illustration only; it bears no relation to the price of any home at Chencharu Central Residences, whose pricing the developer releases in due course.
Over 30 years, or a loan running past age 65, lowers the LTV ceiling.
How the purchase price is funded
| Component | % | Amount |
|---|
Figures assume the loan ends by age 65; a lower loan-to-value limit applies if it runs past that.
Duty and upfront costs
Loan disbursement and monthly instalment, stage by stage
Swipe sideways to see the full table
| Stage | Drawn this stage (% of price) | Disbursement amount | Description | Est. monthly payment | Est. monthly interest | Est. monthly principal |
|---|
Reading the table. Drawn this stage is what the bank pays the developer at that milestone, which is not always the statutory stage percentage: your own funds cover the first part of the price, so at 75% loan-to-value the first bank payment, at the foundation stage, is only the 5% above the 25% you have paid. The disbursement column adds up to the loan, not the price. Instalments are amortised on the amount drawn so far over the full term. IRAS and MAS rates as at October 2026; indicative only, confirm with your bank. The binding Chencharu Central Residences schedule is set out in the sale and purchase agreement.
Reading the Chencharu Central Residences Payment Schedule
Cash and CPF meet the booking fee and the rest of the buyer’s own share first. The bank then pays each certified stage from the foundation onwards, through TOP to the Certificate of Statutory Completion, so the monthly repayment grows as the development is built. Where early stages are already certified at booking, the Sales Concierge confirms which.
For a buyer still servicing another home loan, the 45% limit raises the upfront sum a good deal, and ABSD can become the largest single cost. Size the loan with the TDSR calculator, then match the schedule to a particular home at a preview viewing.
Register for the Chencharu Central Residences Preview
Registration places you on the preview list for Chencharu Central Residences. The Sales Concierge sends each release as the developer issues it and arranges a private viewing when the showflat opens.
What registrants receive first
- The e-brochure and the full project details on release.
- The floor plans and the site plan of the residential blocks and podium.
- The price list and the balance units chart by block and level.
- An invitation to a private showflat appointment when the sales gallery opens.
Register Your Interest
No obligation. The Sales Concierge responds personally to every enquiry.
To talk it through instead, call +65 6200 6220 or send a WhatsApp message to the same number.